Payments Consulting — from Experts Who've Built & Run It
We're a niche team of senior card-payments specialists. We've worked inside banks, processors, and payment software vendors — across the full card lifecycle (issuing, acquiring, real-time processing, clearing, and back-office).
What We Do
Scheme Cost & Revenue Intelligence
- • Visa/Mastercard fee analysis & optimisation
- • Interchange & pricing strategy
- • Invoice validation & dispute prep
Settlement, Clearing & Back-Office
- • Scheme settlement data (VSS, TT files, etc.)
- • Clearing/settlement workflow redesign
- • LCLF & reconciliation advisory
Issuing & Acquiring
- • End-to-end lifecycle design
- • CMS/SAE integration & migration
- • Chargebacks, disputes, exceptions
Risk, Compliance & Scheme Readiness
- • Scheme mandates & regulatory watch
- • PCI-DSS guidance & operating model
- • Operational readiness & runbooks
Program & Project Leadership
- • RFP/RFI ownership & vendor selection
- • Core system modernisation
- • Test strategy, UAT & cutover
Data & Automation
- • Data models for settlement & invoicing
- • Dashboards & KPI design
- • Automation (jobs, pipelines, QA gates)
Why Moneysab
Deep scheme expertise
Hands-on Visa/Mastercard integration, mandates, pricing, and operations across multiple regions.
Full lifecycle coverage
Issuing, acquiring, authorisation, clearing/settlement, back-office (incl. LCLF) — we've run all of it.
Senior talent only
18+ years average experience; we engage experts who have shipped large programs in production.
Niche focus, faster outcomes
We're a specialised shop — less ramp-up, more impact. Practical, bank-grade deliverables from day one.
Engagement Models
Expert on Demand
Targeted expertise for mandates, incidents, or design reviews. Flexible blocks.
Project Delivery
We lead or co-lead programs (migration, scheme change, optimisation).
Advisory Retainer
Ongoing C-level advice, regulatory watch, architecture & roadmap.
Managed Analytics
We operate Cardexis analytics for you: costs, revenues, alerts & reports.
Where We've Worked
Editors (software vendors), major banks, and processors across Europe, MENA and Africa. Our team has delivered production systems and run operations in real environments.
Need senior payments experts on your next milestone?
Tell us your scope — we'll propose a focused plan and a lean team.
Request a consultation