CARDEXIS
The Payment Intelligence Suite by Moneysab
AI-Powered Cost & Revenue Intelligence for Settlement & Invoicing
We unify settlement data and invoices into financial intelligence — giving banks and processors cost transparency, margin clarity and faster decision execution.
About Moneysab
Moneysab is a team of senior payment experts and engineers. We built Cardexis to transform settlement files (C-Flow) and monthly invoices (C-Bill) into clear, actionable financial intelligence for banks and processors worldwide.
Cardexis Suite
- C-Flow (Settlement): parsing, scheme rules, margin clarity and variance detection
- C-Bill (Invoicing): cost breakdowns, trend analysis, outlier detection and reconciliations
Engineering & Operations
- Microservices architecture with event streaming (Kafka)
- DevSecOps practices, CI/CD pipelines, code reviews & secrets hygiene
- EU privacy-grade cloud by default ordeployable to AWS / any region / on-prem — with tenant isolation
Cardexis Suite — Live Preview
C-Bill (invoicing) and C-Flow (settlement) at a glance.
C-Bill
Invoice analytics
C-Flow
Settlement insights
Cardexis turns files and invoices into finance-ready signals your teams can actually use in daily operations.
Time back to operations
Automated parsing & checks reduce manual stitching of data across sources.
Clarity on margin drivers
See which fees, rules and volumes move your P&L — per product or segment.
Faster decisions
From weekly spreadsheets to day-to-day monitoring with AI-assisted flags.
Specialized Services for Banks & Processors
From scheme onboarding to cost optimization and data engineering — in multi-currency, multi-bank environments.
Scheme Advisory
Visa/Mastercard rules interpretation, impact analysis, operating model & compliance guidance.
Cost Optimization
Fees breakdown, leakage detection, variance tracking, savings roadmap & quick-win execution.
Data Engineering
Pipelines & format parsing (VSS/IPM…), secure storage, normalization, performance reporting.
Integration
Connect Cardexis to your DWH, BI, billing or reconciliation stack; APIs & SSO ready.
On-prem Deployment
Hardened deployments in your datacenter, aligned with your security & operations standards.
Enablement
User training, runbooks, joint KPIs; we stay until your teams are fully autonomous.
The MoneySab Advantage
A focused team, secure engineering, and pragmatic delivery — so you cut scheme costs faster across multi-currency, multi-bank environments.
Payments Expertise
Hands-on Visa/Mastercard knowledge across issuing, acquiring & compliance.
Secure by Design
DevSecOps, least-privilege, reviews & monitoring — on-prem ready.
Open Architecture
Event-driven & API-first. Plugs into your DWH/BI, billing & reconciliation.
Pragmatic Delivery
Fast pilot → measurable outcomes → scale with your teams.
Optimize your scheme costs today
Cardexis helps banks & processors streamline settlement and invoices — across multi-currency, multi-bank environments.